Insurance Blog

What to Know About Renter’s Insurance Policies: Do I Need One?

Do you rent instead of own your home? About 34% of households are renter-occupied, so you're not alone. You don't need a homeowner's insurance policy since you…

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Neither Here Nor There: Should I Have Home Office Insurance?

Whether you work from home part-time or you run your entire business out of your home, you may want to consider getting a separate insurance plan to cover any…

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Do I Need Homeowners Insurance? A Guide For New Homeowners

Every year, 5% of households file a homeowners insurance claim. This suggests that you'll use homeowners insurance at least once during a 20-year period. But…

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What Is Group Health Coverage? Here’s Our Complete Guide

Business owners across New Jersey struggle to remain competitive and profitable. It’s hard to keep good employees and keep costs low at the same time. Group…

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The Costs of Flood Damage to Your Home in New Jersey

How much will flood damage to your home in New Jersey cost you? The numbers might alarm you, particularly if you don't have adequate insurance coverage.…

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How Much General Liability Insurance Do I Need?

Owning a business means considering all the details that keep it afloat. If you want your business to thrive, you must always protect it with a quality…

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Sears Reaches $3 Million Life Insurance Benefits Settlement

Just a decade ago, Sears was a retail giant that led sales for consumer products in several markets. It was the store people shopped for their hardware,…

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Is Workers’ Comp Insurance Mandatory for Small Businesses?

You have your business up and running and now all you have to do is hire employees. Before you accept applications you will need to do a little paperwork,…

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Out-Of-Network Health Benefits: How They Work

Watch Our YouTube Video Here: Prefer to read more? Here's the full transcript: Hi everybody! It’s Kate Plageman with Central…

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How Much Life Insurance Do You Really Need?

Life insurance policies range from tens of thousands to tens of millions of dollars. The average death benefit paid out each year in the U.S. is $163,000. But…

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